With AppleCare+, you'll pay a lower price to repair any damage than you would without that coverage.
Problems can crop up at any time, even well past the standard warranty lifetime, so it's good to have that little bit of additional insurance that your purchase will be safe, or at least that you won't have to pay full price if it's damaged. In these cases, it's worth having AppleCare+ on your device if you need to have Apple repair or replace some aspect of your Mac. Something might happen to the display, or you might encounter some kind of other hardware trouble. It could get pulled off of your desk by its power cord, or short out during an electrical storm. Like any insurance plan, AppleCare+ provides peace of mind for your deviceĮven though your iMac probably doesn't move around nearly as much as a MacBook, it's still essential to keep it protected.